Do you need pet health insurance for your Bulldog?
Deciding whether or not to purchase pet insurance for your Bulldog can
be a difficult decision. There are many different insurance providers,
each with different offerings. It is very common for the provider to exclude
coverage for problems that are considered genetic or inherent in the particular
breed (skin fold dermatitis in Bulldogs for example). Many offer several
coverage packages allowing you to customize your Bulldog's plan and add
coverage for such things as cancer.
Why do people get insurance in the first place? With human health insurance, the answer is pretty simple - to provide a method to pay for routine and not so routine health care issues. With Bulldogs it's not that cut and dry. Usually you have to pay your veterinarian up front and will be reimbursed according to the insurance coverage schedule after submitting a claim. Coverage tends to be somewhat limited with pet health insurance. That is, the reimbursement amounts are usually not close to the full cost of the routine service or medication.
So why should you pay for pet health insurance? Piece of Mind. Knowing that in the event of a major health problem (cancer, broken bone, etc.), you have a way to pay for the necessary services is the main reason people carry pet insurance. We've all heard the heartbreaking stories of pet owners who couldn't afford the cost of the necessary care and were forced to put their beloved pet to rest. Our Bulldogs are so very important to us. Sure, they will still love us if we don't get them insurance, but we owe it to them to provide the best care possible. In many cases, pet health insurance is a means to that end.
Below are several links to pet insurance provider web sites. Lord Goliath's Bulldog Domain does not endorse any specific provider.